Cheap motor trade insurance

As an insurance broker based in Essex specialising in providing cheap insurance for the motor trade we are fully aware of how much time it can take to simply obtain a quotation online for your insurance policy and how tedious it can be filling out long forms, we have seen this niche in the market and chosen to specialise in this area and provide quotations from a panel of insurers to make sure you pay a low premium and receive the superb cover which you would expect. By using a broker you could not only save yourself hours of time by filling out one short form with us and letting us search different insurers for you but also hundreds of pounds since we know which insurers are competitive based on your requirements! For the protection of our clients we only provide quotations from motor trade insurance companies which are authorised and regulated by the Financial Services Authority(FSA) and have a solid trading history. The FSA provide support to anyone that feel they have been treated unfairly by an insurer and no other methods of resolving the issue have been successful.

As a motor trader you probably have more than enough tasks to complete without the worry of searching for a cheap motor trade insurance which is why we specialise in providing low cost quotes and arranging immediate cover for your insurance needs. We understand that paying one lump sum for your policy isn't always convenient which is why we can usually provide a monthly payment scheme which will let you spread the cost of your insurance premium over the year.

Cheap insurance for motor trader

By using a broker you can simply complete one form and then let us search a panel of insurers and provide you with a competitive motor trade insurance quote from each different insurance company. If you ever need to make a claim on your policy then our dedicated claims department will provide you with support along the whole process of the claim, meaning that from the start until the end there will be someone there to help you, after all an incident and claim can be stressful enough without worrying about chasing an insurer to deal with your claim and such like. You can just sit back in the knowledge that our staff will handle everything for you. Not only do we provide extremely competitive quotes for motor trade insurance but as standard we can provide policies with low excess starting from just £250 which you may find hard to match elsewhere.

Legal expenses

Demonstration cover

Motor trade insurance

Cheap quotations

Motor trade indemnity insurance

As a broker we will always do our best to provide you with a very low competitive quote and beleive we fill a niche in the market because so many insurers are unable to provide cheap motor trade insurance in the UK. It is crucial that you have a valid insurance policy in place to provide cover for your activities as a motor trader, failure to have a policy in place could not only result in major losses with regards to vehicles should the worst happen but also a criminal conviction for driving a vehicle without a minimum of third party insurance.

The low premium you pay for your motor trade insurance will be based on several factors, for example if you required comprehensive cover then you may find that you pay a higher price than if you only required third party insurance. The following are other factors which may ultimately have an effect on how much you pay:

• Third party cover to provide cover for any damages you cause to a third parties vehicle.
• Third party fire and theft cover to cover any damage you cause to a third party damage or if your own vehicle is effect by fire or is stolen.
• Comprehensive cover to provide cover for damage caused to third parties and the repair or replacement of your own vehicles.
• Maximum Indemnity required per vehicle.
• The amount of excess you are prepared to pay should you need to make a claim on your insurance.
• Whether you are a full time motor trader or simply part time.
• The amount of time you have been working as a motor trader and your experience in the trade.

Above are only a few factors which may have an effect on the premium when applying for a cheap motor trade insurance quote, below are some factors which may effect the price depending on the percentage of each task you carry out.

• The amount of time and general percentage of your business operations you spend selling used cars
• The percentage of business operations dedicated to selling new cars
• How often your business is involved in selling accessories and parts
• How often you fit windscreens
• Time spent fitting tyres
• The percentage of time spent repairing vehicles
• Working on auto electronics
• Servicing vehicles
• Recovery of vehicles

When setting up your motor trade insurance you will have to provide the details of every driver you wish to be insured under the policy, obviously you may find that your premium is cheaper if you have drivers with advanced driving experience than if you were to for example have drivers which have speeding convictions and such like. Just like a standard motor insurance policy you may find that your claims history has a negative impact on your premium.

Another rating factor which may mean you pay more or less for your policy is the location you trade from, for example you may find that you get a cheap motor trade insurance UK policy if you trade from a lockup rather than a residential property such as within the boundaries of your own home. Import and export services may also have an effect on your policy so it is important to make sure you disclose all facts with regards to your business which could have an effect on your quotation.

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Online quotations

Indemnity insurance

Policy with low excess